Can I use borrowed airtime to buy data on MTN?
Yes, you can use borrowed airtime, also known as MTN Xtratime on the MTN network, to purchase prepaid data bundles just like regular airtime. Borrowed airtime can be used for various activities on the MTN network that incur charges, including voice calls, sending SMS and MMS, as well as buying prepaid data bundles.
MTN Xtratime can be also be used for a variety of services on the MTN network, including MTN Play, MTN Backup, BlackBerry services from MTN, and paying for MTN Caller Tunes, among others. However, it’s important to note that borrowed MTN Xtratime cannot be transferred to other lines via MTN Share ‘n Sell.
While you can still browse the internet using borrowed airtime, it’s worth mentioning that using a data bundle for internet browsing is usually cheaper compared to being charged directly from your airtime.
So, if you find yourself in a situation where you need to purchase a specific data bundle but don’t have enough airtime, you can borrow airtime and then repay it later.
When you borrow MTN Xtratime, there’s a service charge applied to the borrowed amount. For instance, if you borrow N25 worth of Xtratime, a service charge of 15.36% is deducted.
This means you’ll receive only 79.52% of the N25 Xtratime credited to your Xtratime account. Similarly, for other Xtratime amounts borrowed, a service charge of 20.46% is applied, resulting in you receiving only 84.64% of the borrowed Xtratime amount credited to your Xtratime account.
For instance, if you borrow N100, considering the service charge of N20.46, only N79.52 will be credited to your account.
Keep in mind that the amount you can borrow depends on your eligibility, which is determined by factors such as your usage history and how promptly you’ve paid back previous borrowings. It’s important to ensure eligibility before attempting to borrow airtime on MTN.
How to be eligible to borrow airtime from MTN
To be eligible to borrow airtime on MTN using Xtratime, you must meet certain criteria:
- You must have a registered prepaid SIM card.
- You must have spent at least N200 monthly on airtime for at least 3 months prior to borrowing.
- Your main account balance must be between N0 and N75.
- You must have no unpaid balance on previous Xtratime borrowings.
Meeting these criteria ensures that you’re eligible to borrow airtime on MTN when needed.
How to borrow airtime on MTN
To borrow airtime on MTN using Xtratime, simply dial the MTN Xtratime service USSD code *303# or call 303 and follow the voice prompts.
When it comes to repayment, any airtime in your main account before borrowing will be used to partially settle the Xtratime airtime owed immediately after it’s credited to your account. The remaining amount will then be deducted from your next recharge, leaving the remaining balance in your main account.
Can I use borrowed airtime to buy data on Airtel?
Yes, you can use borrowed airtime to buy data on Airtel. Airtime borrowed from Airtel Extra Credit can be used for all Airtel services that require a charge, including calls, SMS, data bundles, and more.
With Airtel Extra Credit, you can borrow airtime and repay the borrowed amount plus service charges on your next recharge.
The service charge for borrowing airtime on Airtel is 15% of the borrowed amount, except for N25, which incurs a 20% service charge. This service charge is deducted from the borrowed amount, so your next recharge will cover the repayment.
After deducting the service charge, the amount you receive in your account will be less than the borrowed amount. Below is the deducted amount after the service charge for each borrowed amount:
- Borrowed amount — N25
- Amount credited after deducting charge — N20
- Borrowed amount — N50
- Amount credited after deducting charge — N42.5
- – Borrowed amount — N100
- Amount credited after deducting charge — N85
- – Borrowed amount — N200
- Amount credited after deducting charge — N170
- – Borrowed amount — N500
- Amount credited after deducting charge — N425
- – Borrowed amount — N1,000
- Amount credited after deducting charge — N850
- – Borrowed amount — N2,000
- Amount credited after deducting charge — N1,700
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How to be eligible to borrow airtime from Airtel
Airtel Extra Credit allows subscribers to borrow airtime when they run out of credit. Here are the eligibility criteria and borrowing limits:
- You must have been an active Airtel subscriber for at least 2 months, using a minimum of N200 monthly on the network. If you’re a new subscriber, you need to have been on the network for a minimum of 3 months.
- Regardless of your tenure, you must use a minimum of N200 monthly on the network to be eligible.
- The maximum amount of airtime you can borrow depends on your eligibility. The more you recharge monthly, the higher your borrowing limit will be.
By meeting these criteria, you can access Airtel Extra Credit and borrow airtime whenever you need it, ensuring uninterrupted communication even when you run out of credit.
How to borrow airtime on Airtel
To borrow airtime on Airtel, simply dial the Airtel Extra Credit USSD code *303# and choose the amount you need, or dial *303*amount#. It’s that easy!
Just keep in mind that you can only have one airtime loan at a time. So, make sure to repay what you owe before borrowing again, even if it’s less than your eligible limit. This ensures smooth transactions and keeps you in good standing with Airtel.
Can I use borrowed airtime to buy data on GLO?
Yes, you can use borrowed airtime to buy data on Glo. When you borrow airtime through Glo’s “Borrow Me Credit” service, you can use the borrowed amount to purchase data bundles or for any other activities on the Glo network that require airtime.
While Glo does offer a direct “Borrow Me Data” service for borrowing data specifically, if you prefer to buy a specific data bundle, you can borrow airtime and use it to purchase the data bundle of your choice.
How to be eligible to borrow airtime from GLO
To qualify for borrowing airtime on Glo, you need to meet certain eligibility criteria. Specifically, you must have been an active user of the Glo network for a minimum period of 4 months. Once you meet this requirement, you’ll be eligible to borrow airtime whenever you need it.
To become eligible for the airtime borrowing service on Glo, you need to demonstrate loyalty and consistency as a subscriber for at least 4 months, with a good usage history.
How to borrow airtime on glo
To borrow airtime on Glo, simply dial *303# and select your desired amount from the USSD menu. Alternatively, you can dial *303*amount#, such as *303*50# for N50. Note that a service charge of 15% will be deducted from the borrowed amount.
You can borrow airtime regardless of the balance in your main account on Glo, making it convenient for topping up airtime or purchasing a data plan.
Repayment will be deducted from your next recharge after borrowing. If no recharge is made within 72 hours of borrowing, the deduction will be made from the balance in the main account.
Can I use borrowed airtime to buy data on 9mobile?
Yes, you can use borrowed airtime to buy data on 9mobile. The Morecredit service enables all 9mobile prepaid customers to borrow airtime, which can be utilized just like normal airtime.
How to be eligible to borrow airtime from 9mobile
To check if you’re eligible to borrow 9mobile Morecredit, simply dial *665#. Your eligibility is based on your usage frequency on the network, and the amount you can borrow is determined by your spending history on the network.
How to borrow airtime on 9mobile
To borrow airtime on 9mobile, simply dial *303# or dial *303*amount#. You can borrow airtime in denominations of N50, N100, N200, N500, N1,000, and N2,000.
Please note that a 15% service fee is charged on all borrowed amounts. The borrowed airtime will be deducted from your next recharge or from airtime transferred to you by other customers.
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