Are you tired of getting frequent calls from loan apps? Do you feel annoyed and frustrated by their continuous calls, even after you’ve paid back your loan? are you among those asking how to stop loan apps from calling me? You’re not alone! Many Nigerians have experienced this problem, and it’s important to learn how to stop loan apps from calling you. In this article, we’ll look at some practical tips to help you stop loan apps from calling you and how to keep your privacy intact.
Before we dive into the tips, it’s important to understand why loan apps call you in the first place. Loan apps often have strict repayment policies, and they may call you to remind you of upcoming payments or to inform you of missed payments.
Additionally, they may call to offer you new loan opportunities, to promote their services. While some of these calls may be helpful, they can quickly become a nuisance, especially if you’ve already repaid your loan or you didn’t even borrow any money from them in the first place.
So if you’ve already repaid your loan and are still receiving calls from the loan app, there are steps you can take to stop these calls. Here are some practical tips on how to stop loan apps from calling you and maintain your privacy.
How to Stop Loan Apps from Calling Me
If you’re tired of receiving calls from loan apps, even after paying off your loan, here are practical steps you can take to stop these calls:
1. Contact the Loan App’s Customer Service
- Reach Out Directly: Contact the customer service department of the loan app and explain that you’ve repaid your loan. Request to opt out of future calls.
- Opt-Out Process: Many loan apps have procedures for removing your number from their call list upon request.
2. Block Loan App Numbers
- Manual Blocking: Go to your phone’s call log, locate the loan app’s number, and select “Block Number” or “Add to Reject List.”
- Effectiveness: While blocking numbers can reduce unwanted calls, be aware that loan apps might use different numbers or tactics to contact you.
3. Limit the Sharing of Personal Information
- During Application: When applying for loans, provide only the necessary contact details. Avoid sharing additional personal information that could be used to reach you.
- Reduce Contact: By limiting the information you share, you can decrease the likelihood of receiving calls from loan apps.
4. Consider Alternative Loan Options
- Legitimate Lenders: Choose reputable loan companies with flexible repayment terms and fewer marketing calls.
- Traditional Banks: Explore personal loan options from traditional banks or financial institutions, which may have fewer calls and messages.
- Avoid Borrowing: If possible, consider borrowing from friends or family, or avoid borrowing altogether to prevent such calls.
5. Use Call-Blocking Apps
- Install Call-Blocking Apps: Download and install call-blocking apps like Truecaller to help block unwanted calls from loan apps.
- Automated Blocking: These apps can automatically identify and block suspicious or spam calls.
6. Report the Loan App
- File a Complaint: If a loan app continues to harass you with calls, report them to the Nigerian Communications Commission (NCC).
- Seek Resolution: The NCC can assist in resolving the issue and stopping the loan app from contacting you further.
How Do I Stop Loan Apps from Accessing My Contacts?
If you’re concerned about loan apps accessing your contacts, here’s how to prevent them from doing so on both Android and iOS devices:
For Android Devices
- Open Settings:
- Go to the Settings app on your Android phone.
- Navigate to App Settings:
- Tap on “Apps & notifications” or “Application manager,” depending on your device’s settings.
- Select the Loan App:
- Scroll down and tap on the loan app from which you want to remove contact access.
- Adjust Permissions:
- In the app settings, tap on “Permissions.”
- Look for the “Contacts” permission and tap on it.
- Revoke Contact Access:
- Toggle off the switch next to “Contacts” to revoke access for the loan app.
By following these steps, you’ll successfully prevent the loan app from accessing your contacts on your Android device.
For iOS Devices
- Open Settings:
- Launch the Settings app on your iPhone.
- Locate the Loan App:
- Scroll down and find the loan app you want to remove contact access from.
- Open App Settings:
- Tap on the loan app to open its settings.
- Revoke Contact Access:
- Find the “Contacts” option within the app settings and toggle off the switch next to “Contacts.”
By following these steps, you’ll successfully prevent the loan app from accessing your contacts on your iPhone.
Conclusion
Dealing with constant loan app calls can be frustrating and annoying. However, by following the tips outlined in this article, you can minimize the number of calls you receive and maintain your privacy.
Remember, it’s important to prioritize repaying your loans on time and avoid accumulating interest. However, if you’ve already repaid your loan and are still receiving calls, follow the steps in this article to stop these calls and maintain your privacy.
Remember to always be cautious when sharing your personal information and to check other alternative loan options that offer more flexible repayment terms and fewer calls. If you’re still receiving harassing calls, don’t hesitate to report them to the relevant authorities or block their numbers.