BVN, or Bank Verification Number, is a special 11-digit number that banks use to keep your bank accounts safe. In this guide, we will look at how to check BVN without Airtime.
Instead of using passwords or other security methods that can be easily hacked, your BVN is a unique number just for you. Now, it’s not common for people to remember their BVN right away. That’s why it’s a good idea to write it down in a book that you can easily get to.
However, there might be times, maybe one out of ten, when you forget your BVN details. This article is here to help you out in those situations. Let’s take a closer look at how you can check your BVN without needing any airtime on your phone.
How to check BVN without airtime
Online via Bank Application
If you have a stable Wi-Fi or data connection, you can check your BVN online through your bank’s application. This might not be applicable if you haven’t signed up initially, as during sign-up, you’re usually required to provide your BVN for added security.
Visiting the Bank
Another option is to visit your bank. While this can be a bit inconvenient, especially with long queues, you can approach the customer service section and request the retrieval of your BVN details. Be prepared to verify your account with various details such as your signature, fingerprint, and other relevant documents.
USSD Code with a Charge
There’s a quick way to get your BVN using the USSD code *565*0#, regardless of your bank or SIM carrier network. However, your bank must be registered under the Central Bank of Nigeria for this feature to work. Keep in mind that there is a charge of twenty naira (N20), which will be deducted from your carrier network account.
- Ensure the SIM you’re using to dial the code is the one you used to register your bank account.
- The service is only available for bank accounts registered at the CBN.
Physical Registration
If you don’t have a BVN, you’ll need to register physically at a nearby bank branch. Follow these steps:
- Fill out a BVN enrollment form with details like your date of birth, name, and address.
- Undergo biometric registration, including fingerprint, facial photo, and signature scanning.
- Receive an acknowledgment document with a transaction ID. Note that you won’t get your BVN immediately; there might be a waiting period for CBN to process it.
Remember, these methods ensure the security of your BVN, an important piece of information that keeps your bank accounts safe. Choose the option that suits you best, and always keep your BVN details secure.
Why do I need BVN?
Having a Bank Verification Number (BVN) is very important for several reasons, and here’s why you need one:
- Your BVN serves as a powerful tool that connects all your bank accounts in Nigeria. Instead of managing each account separately, BVN simplifies the process by tying them together under one unique identification number.
- The BVN acts as a shield against the activities of cyber fraudsters. It adds an extra layer of security to your financial information, making it more challenging for unauthorized individuals to access or manipulate your accounts.
- BVN is instrumental in tracking and validating every financial transaction you undertake across various digital platforms in Nigeria. This ensures transparency and accountability, contributing to a safer and more secure financial environment.
- Long queues at banks are often related to issues of fraud and cybercrime. With the BVN in place, these queues can be significantly reduced as it enhances security measures. This means you spend less time waiting in line and more time efficiently handling your banking needs.
- BVN enables banks to operate more effectively. It streamlines processes and allows for quicker verification, reducing the risk of fraudulent activities. This efficiency benefits both the banks and their customers.
Conclusion
Having a BVN is not just a formality; it plays a vital role in securing your financial assets, streamlining banking processes, and contributing to a safer digital financial landscape in Nigeria. So, make sure to keep your BVN secure and readily available for a smoother banking experience.
FAQs
How can I check my BVN with another number?
Unfortunately, the *565*0# method only works if you’re using the phone number linked to your BVN. Dial *565*0# from the phone number associated with your BVN to check it.
Visit the NIBSS (Nigeria Inter-Bank Settlement System) website and navigate to the BVN validation portal. Enter your details, including your BVN and date of birth, to retrieve your BVN information.
If you have access to your bank’s internet banking platform, you may be able to view your BVN details there. Log in to your internet banking account and navigate to the section for account details or personal information.
Similarly, if your bank offers a mobile banking app, you may be able to check your BVN through the app. Open the app, log in to your account, and look for the option to view account details or personal information, where your BVN should be displayed.
These methods allow you to check your BVN even if you’re using a different phone number than the one linked to your BVN. However, accessing your BVN through these channels may require additional authentication steps to verify your identity.