How to Set Up an Access Bank Account Online With or Without a BVN
Having your Bank Verification Number (BVN) helps protect your transactions and various financial operations. In this guide, we will explore the process of opening an Access Bank account online, whether you have a BVN or not.
How to open Access bank account online with BVN
To open your Access Bank account online, please follow the steps outlined below:
- Open your web browser and enter the following URL—accessbankplc.com.
- You will be taken to a page where you need to provide specific information, including your National Identification Number (NIN), phone number, and a password.
- Make sure to accept the bank’s terms and conditions.
- Once you’ve filled in your information, submit it.
How to open Access bank account online without BVN
If you’re looking for guidance on how to set up an Access Bank account online without a BVN, please refer to the information below;
- To initiate the process, dial *901# on your phone.
- Next, reply by entering the number 1.
- You will then be asked to enter information in specific fields, so make sure to complete all of them correctly.
Once you finish, Access Bank will immediately notify you that your account has been successfully opened, and you will receive your account number.
How to open access bank account with ussd code
Steps to open an access bank account using USSD code You can follow these guidelines:
- Dial *901*0# on your phone.
- Instructions will appear on your screen—please follow them.
- Enter your first name and press SEND, then do the same for your last name. Make sure to input this information accurately.
- Continue following the subsequent prompts to complete the registration. These steps typically include providing your email address, phone number, date of birth, and other necessary details.
- If you have a BVN, you can link it to your account at this stage.
- Once you’ve completed the process, your account number will be sent to you via text message.
With your account set up using the provided information, you can start receiving funds. For additional services like obtaining a credit card, you may visit a local Access Bank branch.
How to use access bank app to open an account
Finally, let’s go through the process of opening an account online through the Access Bank application.
- To get started, download the Access Bank mobile app from the Play Store if you have an Android device. If you’re using an Apple device, go to the Apple Store.
- Next, install the app on your device. Once the app is open, select the Register option.
- Enter your mobile number in the designated field and then click on Continue. You will receive an Authentication code via SMS.
- Input this code into the provided box. After that, you’ll need to select the type of account you’d like to open—such as Savings or Current. Make your selection.
- Fill in the required information including your last name, first name, date of birth, mobile number, email address, National ID Number (NIN), your city of residence, and details about your next of kin (including their mobile number, relationship to you, and your preferred bank branch—choose the one nearest to you).
- Finally, click the Create Account button to complete the process.
How to open an account in access bank
This section provides information on the process of opening an Access Bank account at a physical location. Typically, you will receive a form that you need to complete. This form generally asks for the following information:
- Your Account Name (Last Name, Middle Name, and First Name)
- The Name of the Person Signing
- Your Email Address
- Biometric Information
- Your Preferred Card Type
- Home Address
- Country of Residence
- Local Government Area
- Nationality
- Birth Date
- Occupation
- Whether or not you hold dual citizenship
Prior to setting up your bank account, it’s beneficial to familiarize yourself with the types of accounts available to you. Please review the list below:
Savings Account: This type of account is commonly used by individuals who receive a regular salary. It is an ideal choice for securely storing your funds while earning interest. One of the benefits is that you don’t need a large sum of money to open this account.
Current Account: If you are a trader who engages in daily financial transactions, this is the account you should consider. It allows you to access your funds through a credit card or a checkbook. A significant benefit of this account is the ability to obtain loans.
Fixed Deposit Account: This account is designed for those who wish to set aside their money for an extended duration without needing immediate access. The funds are typically locked in for the chosen term and will be returned to you once that period ends. Additionally, you can earn interest on the deposited amount.
Joint Account: This type of account is suitable for individuals wishing to share an account with others. It works well for business partners, couples, families, and more. Both account holders will have equal access, so it’s important to have mutual trust. Any decisions concerning the account must be agreed upon by both parties.
Corporate Account: This account is intended for large businesses and corporations, often referred to as a business account. However, it comes with a tax obligation known as the Corporate Income Tax.
Requirements
When visiting the bank, it’s important to bring the following items with you:
- A passport-sized photo
- An up-to-date and legitimate form of ID is required. Acceptable options include your National Passport or Driver’s License, among others.
- A current utility statement, such as your electricity bill, must include your name and home address.
- Bank Verification Number (This is optional if you plan to open a Savings account.)