How to Activate Union Bank Mobile Banking & Mobile Transfer

The Union Bank mobile banking service was designed to provide customers with the ease of banking on-the-go. With this service, you can access various banking features directly from your mobile device. To enjoy these features, you need know how to activate Union Bank mobile banking. Here are some of the key functionalities offered:

• Airtime Recharge — Top-up your mobile airtime directly through the app.
• Instant Funds Transfer — Seamlessly transfer money to other accounts instantly.
• Bill Payments — Pay for services such as cable subscriptions, electricity bills, toll fees, and more.
• Account Opening — Open a new account without visiting a branch.
• Standing Orders — Set up recurring payments or transactions.
• Flight and Hotel Bookings — Arrange travel plans conveniently.
• Email Banking — Access banking services via email.
• School and Exam Fee Payments — Pay educational fees hassle-free.
• Fingerprint Authentication — Use fingerprint security for added protection.
• Agent Location — Find the nearest Union Bank agent for assistance.
• Cardless Withdrawal — Generate a code for cash withdrawal without using a debit card.

The UnionMobile app is the dedicated platform created to handle these advanced banking services. However, aside from the app, there are other channels available to access Union Bank’s mobile banking services.

How to activate union bank mobile banking 

You have two options to activate Union Bank mobile banking:

Activation via USSD

This method is suitable for phones without internet access.

1. Dial *826# on your phone’s dialer using the mobile number linked to your Union Bank account.
2. Choose the option for activation (usually “1”) from the USSD menu.
3. Follow the prompts and input any required details.

Congratulations! You’ve successfully activated your line for mobile banking.

Activation via UnionMobile Application

This method involves using the UnionMobile app.

1. Download and install the Union Bank mobile app. Find it on Google Play Store for Android devices or the App Store for iOS devices.
2. Open the installed app and select “Get Started” on the welcome screen.
3. Review and accept the displayed terms and conditions.
4. Enter your bank account number in the provided space and click “Submit.” An OTP (One Time Password) will be sent to the phone number linked to your account for verification.
5. Enter the OTP received on your mobile number in the app and click “Continue.”
6. Create a preferred username and set a password for your account. Additionally, set a PIN for extra transaction security.
7. Once done, return to the home page and log in to your newly activated account.

How to activate union bank mobile transfer 

Once you’ve set up your Union Bank mobile banking, you’ll need to activate it to start using it for transactions. Activating involves linking it with a debit card that you’ll use to fund transactions.

Using USSD

If you’re using the USSD mobile banking:

1. Open your phone’s dialer and dial *826*8# to access the mobile banking USSD menu.
2. Enter the last 4 digits of your debit card.
3. Now, input the CVV (the 3 digits found at the back of your debit card).
4. Finally, enter your debit card PIN.

If the details are correct, your card will be added to your profile, and you can start making transfers. To send money to another bank, dial *826*2*amount*account number#.

Using UnionMobile App

If you have the UnionMobile App:

1. Open the app and log in with your username and password. If you don’t have the app, download and install it from Google Play Store for Android or the App Store for iOS.
2. Once logged in, tap the menu button at the top left corner of the home screen.
3. From the menu, select ‘My Profile.’
4. Click on ‘Activate transactions.’
5. Input your PAN (the 15 digits on your debit card), CVV, expiry date, and your debit card PIN in the provided spaces.
6. Finally, tap on ‘Activate.’

If all the details are correct, your debit card will be linked to your account. Afterwards, when making transactions, the card will be used without needing to re-enter the card details.

Transaction code for union bank

Here’s a detailed step of each transaction using Union Bank’s USSD codes:

Buy Airtime for yourself

• Dial *826*amount# on your mobile phone.
• Replace “amount” with the value of airtime you want to purchase.
• Press the call button to execute the transaction.
• You will receive the airtime instantly, and the equivalent amount will be deducted from your account.

Buy Airtime for someone else

• Dial *826*amount*recipient’s mobile number# on your phone.
• Replace “amount” with the value of airtime you want to send.
• Enter the recipient’s mobile number.
• Press the call button to initiate the transaction.
• The recipient will receive the airtime, and the amount will be debited from your account.

Buy Data

• Dial *826*9# on your mobile phone.
• Press the call button to proceed.
• Follow the on-screen prompts to select the data bundle you want to purchase.
• Confirm the transaction, and the cost will be deducted from your account.

Transfer to Other banks

• Dial *826*2*amount*recipient’s account number# on your phone.
• Replace “amount” with the value of money you want to transfer.
• Enter the recipient’s account number.
• Press the call button to initiate the transfer.
• Follow the prompts to confirm the recipient’s bank and account details.
• Confirm the transaction, and the specified amount will be transferred to the recipient’s account.

Withdraw cash without your card:

• Dial *826*7*amount# on your mobile phone.
• Replace “amount” with the value of cash you want to withdraw.
• Press the call button to proceed.
• Follow the prompts to confirm the withdrawal amount and authenticate the transaction.
• You will receive a code which you can use to withdraw cash from any Union Bank ATM.

Transfer to other Union Bank accounts:

• Dial *826*1*amount*recipient’s account number# on your phone.
• Replace “amount” with the value of money you want to transfer.
• Enter the recipient’s Union Bank account number.
• Press the call button to initiate the transfer.
• Follow the prompts to confirm the recipient’s account details.
• Confirm the transaction, and the specified amount will be transferred to the recipient’s Union Bank account.

These USSD codes provide convenient ways to perform various banking transactions directly from your mobile phone, without the need to visit a physical bank branch.